Richwoman Club in Frauenfeld Nov 19 2014
Nov 20th, 2014 by Xarah

richwoman cashflow club

I went to Frauenfeld last night to the RichWoman Cashflow Club. We were 4 women and 1 guy and played the Cashflow game. We had a lot of fun – could have been the Champagne… LOL

The guy and one of the gals I know from the Master Finance course I’m taking in order to educate ourselves on finances and investment. The other was the owner of the club and her mother.

Playing Cashflow helps with understand your financial situation

We all were able to leave the rat race after playing 1,5 hours but the the lady who was also the banker. She would have, too, would have just needed a bit more time.

The guy, Thomas, left the rat race before all of us and was able to run on the fast track a couple of dice throws. Ruth, then Natalie, than me announced we were out. Practically together. Then the alarm rang. I entered the fast track with half a million.

You just need a few good opportunities and not give up

kim kiyosaki richwoman cashflow gameI had bought a couple of houses and was able to sell them with $50K profit. Suddenly I had 100K cash and bought businesses, a Carwash, a Pizza chain, a Sandwich chain. I even bought the 20ha land. Because I was an engineer in the game I knew I had to have large income (passive income) producing opportunities.

One of the opps I bought from Thomas because he could not afford it – yet. He later made a lot of money by selling some of this properties.

It doesn’t matter what you start with

Of course I had a bigger monthly cashflow than most of the others. So I bought stuff from others who didn’t have the money to buy it.

One of the girls was down at 20 bucks monthly cashflow. The guy who had left at that time the rat race gave her 40k to buy a bigger item so she could pay back her bank credits (even needed a bank credted because she was unemployed a couple of times). And that’s what brought her out of the rat race.

I had whispered to her to get a big deal when it was her term and when she ends up on the deal field because the last coupld of times I ended up on getting a kid, cashflow day or market. I whispered if I’d like the deal I’d buy it from her.

Learning by Playing the Cashflow Game

What I learned: sometimes you need other people to help you change your life and your outlook. In her case, she needed somebody who believed in her and gave her the money. She could have given him back the money right after she entered the rat race. Piece of cake.

Sometimes we need some “luck”, to find a good opportunity, to find the right people to join your business (who have the money to invest into their new business and education). But, even though Ruth, Nicole and Natalie were unemployed several times in the game, they all made it.

Never give up your dreams

At one point, when she was down at 20 bucks on Cashflow days, Natalie almost wanted to give up but we helped her to stay in the game, to keep up hope. And see what happened!

Playing this game Cashflow is a good start to learn about money, investing – and about yourself.

This is what I use in real life to get out of the rat race:

Eventually I will learn about investing in stocks and real estate in order to move over to the right side of the Cashflow quadrant. I just watched a german webinar. The guy does weekend workshop where we can learn to invest in stocks and what to look out for. I want to take this course (in Hamburg) next year. It’s not as scary as I thought it is.

Check out the video on my page. Let’s thrive together!

from Xarah with Love

Have you played the game yet? Or are you going to find a club in your area after reading this article? Leave a comment below.


Are you minding your own business?
Oct 21st, 2014 by Xarah

robert kiyosaki cashflow 101 financial educaiton

It’s Easy To Be Rich

Cashflow 101 – Rich Dad Poor Dad.

Financial education is important. Find a Cashflowclub in your city! The more you play this game, the richer you become!

Are you minding your own business?

Or are you making somebody else rich?

Business is one of my favorite way to create cashflow and passive income.

Take a look at my vehicle to leave the rat race. It’s awesome because it’s mobile.

Mobile means, you can take your business any where you live. You can do it even
on a laptop anywhere you are.

Check it out: and watch the video

Subscribe to my blog for more financial education information.

I’ll see you on the other side.

from Xarah with Love

How Do I Get Financially Educated?
Oct 13th, 2014 by Xarah

financial education cashflow richdad

How do You get Financially Educated?

Certainly not in school. It’s up to you to educate yourself.

Good news though, it’s rather easy when you start playing the boardgame Cashflow in a Cashflow club.

The first time I played the Cashflow game I was the first in this club to leave the rat race and I did it fast, too.

This is how I did it:

Very fast I had the chance to buy a piece of land for 5’000.- but only had 2’000 cash. I got me a credit for 3’000.- and bought the land, it had a river on it and that’s always been my dream. I bought it even though it did not generate revenue or cashflow. I just wanted it.

My neighbor kept telling me it was a mistake. He got quiet though when someone the market card and I was able to sell it for 150’000! Some mistake, hu?

I also got deals to buy shares for 1.-. The first time I only bought for 1’000 and 10 seconds later thought i should have gotten more. But I got another deal again for 1.- and this time I bought 2’500.

The luck didn’t stop. Someone picked the card where i could sell those shares for 30.-. And again, my second batch of shares I could sell for 30.- per piece.

Then I bought a house that brought in cashflow, and bought another piece of land. And then I bought an apartmenthouse for measly 200’000 (worth 1’200’000) which generated 11’000 cashflow and I was able to leave the rat race.

And as far as I remember I did all that in the first round and some of it while being „unemployed“ in the game.

Of course I had a lot of dice luck. The last time my co-club-leader had no luck. He never had one chance to buy anything, not even buy from somebody else. It happens also in real life. No luck, but don’t you never give up. Keep your eyes open. Or go here now.

What I have learned from playing the Cashflow game

I’ve been playing this game now over 3 years now, often twice a month. And only recently really grasped the numbers and all.

Only recently I started understanding how important financial education for all of us is.

About half a year ago I met a guy at a 2-day event. On day 2 he told me he had made over a million in the network marketing industry. I was impressed. Here I am, talking to a millionaire – BUT – on day 1 I suddenly remember he had told me he had over 50’000.- debt.

Don’t know about you but for me it didn’t add up.

Of course I asked him what happened to all the money. He shrugged. Spent it all. Traveling. Divorce (that’s where most of his debt comes from he says). Obviously he didn’t invest it, save some of it, paid himself first.

I believe we who are in a business like network marketing or internet marketing, where money can come fast, quickly and a lot we simply need to educate ourselves, we need to be financially educated.

How do you get financially educated?

I can suggest the following:

  • T Harv Eker. Millionaire Mind. He suggests to create 5 or 6 jars where you divide you money in. And his crew goes on tour. If they are ever in any kind of near area of you, go. It’s worth it!
  • Robert Kiyosaki. Rich Dad Poor Dad. Cashflow Quadrant. He teaches to pay yourself first. Which means, put part of your income (job or business) away, for investing, for saving, for emergency, all in different accounts. I only recently understood „pay yourself first“.
  • Play the Cashflow game. Look at or google it or  World Wide Cashflow Club Website.
  • Subscribe to my blog and learn along side with me.

My name is Xarah and I believe we all need to get financially educated. And we  need a vehicle to start building passive income, increase our cashflow.

What would you do with an extra $5000? $10’000? $30’000?

I understand that some people get scared thinking of $30’000 every month. What to do with all that money? What about taxes??

If you are financially educated you will know what to do with the money:

  • pay yourself first
  • split your income into different jars/accounts
  • invest
  • live the lifestyle you can now dream about

I’ll see you on the next page.

from Xarah with Love

PS: Subscribe to my blog here
PPS: Check out my vehicle to leave the rat race, a franchise-style digital business opportunity.
PPPS: Remember to have fun today. And to leave me a comment below.

start living your dream

Cashflow Club World Wide
Jul 25th, 2014 by Xarah

Cashflow Clubs Worldwide

I added the Cashflow club where I’m involved with to the Cashflow Club world wide.

If you are in some kind of business, heck even if you are “only” employed, you might want to consider to get some financial education. You can do that easily, very inexpensive and with lots of fun with a Cashflow club.

Click the image above and take a look, maybe there is a club in your city. If not, try Oncle Google or on the website.

Cheers, Xarah

PS: Click on the image below to start building cashflow in real life.

start living your dream

Cashflow Game April 12
Apr 13th, 2012 by Xarah

I play Cashflow – do you?

But first I tell you about my day

Yesterday was a full pump day

I got up early. Jumped a half an hour on the Trampoline and listened to an audio with Dave Wood and Mark Call. Had a shower. Fed the cats.

And then to my office. It took me from the kitchen to my office about… 10 seconds…

I had some work to do for my day job, did some Facebook and other kind of marketing, generating leads.

In the afternoon I went to the gym and listened to an audio with Dave Wood and Justin. When I’m alone at the gym I unplug the music stick because I rather work out at my pace instead of the one from the music and I got into sweating. It’s like I forget where I am, just listen. Think. And work out.

Still pumped

Got home and usually I’m tired when I reach the 5th floor and collapse on the bed, not this time. Still pumped, could be from me drinking Xe energy drink during the work out.

Anyway, back to do some house hold (starting a machine of laundry) and again 10 seconds to walk to my office.

Why am I not getting tired?

A couple of hours later I left the house again to go a Cashflow game. Even though it’s Thursday and usually my choir day but once a month I take the time off now and do some education 😉 BTW you can play the Cashflow game online, too.

Everybody else is tired

The train was full, almost every seat was taken and a lot of people standing. And I thought, boy am I glad I don’t have to do that every day!

Finally, playing the Cashflow Game

What happened during the game

cashflow gameThe very first card I drew was to buy shares for $1.- and because I was a manager with a nice pay day – and big expenses… expensive kids, too … I bought 1’500 shares from my cash.

Guess what, those shares showed up once for only $10 and I figured, hm, those shares might just go up a bit more and didn’t sell. And they didn’t go up again LOL

Other shares showed up, once we had 3 cards in a row, the same shares! First $20 then $30 and then $50! Of course we all said: don’t buy for $20! So she didn’t and was about to bite into the table because those shares went up and up and up.

Like in real life LOL

Anyway, I soon got the opportunity to buy a 2 bed room house for $0 down but with a negative cashflow of $100. I figured I could fix it up, like this 14 year old did, and eventually sell it for a nice profit.

A little while later I bought another one of those for $3’000 down and a positive cashflow of $100.

Equals now $0 passive income 🙂

I knew – and hoped – eventually the market would pick up and sure enough I was able to sell both for $100’000. Though I had to be rather patient.

All in all a pay out of $103’000. Not bad, hu?

Keep your eyes open

All I needed now is to keep my eyes open for a lucrative opportunity and jump on it.

By then I had a passive income of $0 (still or again) and total expenses of $3’170. Pretty high and almost impossible to get out of.

Next opportunity for a deal I took a big deal. And big it was.

The big deal was a appartment house with 24 units. I had to put $75’000 down – which I had on hand. And it got me a passive income of $3’400.

Can you do the math?

I instantly saw I left the rat race!

I got lucky. It could have been a deal than only brought in $300 or $800. And I would have need a handful of those deals. But yes, sometimes luck plays a role.

But because I invested and “paid” every month for along time until the second deal showed up a $100 every month. But I was ready to invest. Which I know a lot of people aren’t. Not only in real life, also in the game. And then I had enough cash on hand to be able to realize my jump out of the rat race.

Be at the right place at the right time – and realize it. You know, when lucks knocks at your door, be at home and open it!

Infinitetly rich

If you have more passive income (which does not contain your income from your job) than expenses, you are infintely rich. Can you see that? This is not only true in the game, it’s true in real life. Have you figured out what your monthly expenses are?

Now you know, how big your monthly passive income has to be.

Of course, a sensible person would increase their passive income first before increasing their expenses 🙂

Leaving the rat race in the Cashflow game

Anyway, I left the rat race, went onto the fast track. Bought a gold mine which turned out to be empty after all. Didn’t have money to go into the oil deal but bought a couple of businesses.

Then I had the chance to get into a TV commercial deal which I took and it was so successful that I added $50’000 extra cashflow – which is part of the goal.

Either add an extra $50’000 to your cashflow or buy your dream.

We let the others keep on playing for the practise.

Just before we had to stop the game because of the time and the restaurant closing, the lady with those shares that kept going up, was able to leave the rat race because I saw she had a bank credit that she could partiatly pay back and that made her expenses go down and that made her passive income higher than her expenses. Not by much but by enough 🙂

I think that alone made her learn a lot. It was like an eye opener.

The other guy had the money to buy something and all he needed was an extra $41 passive income but I looked into the magic glas ball and saw the next 3-4 cards were only shares and none of them he had. No passive income for him.

I moved the magic ball around a bit, shook it and woohoo a deal that would have gotten him out came up.

We had a lot of fun!

What I have learned and wittnessed so far is that often people with high paying jobs hardly ever get out of the rat race but the people with the low paying jobs usually leave the rat race even though at the beginning they think they have no chance…. I got out this time with a high paying job.

So, it is possible. No matter where you are at.

You need luck and be open to see opportunities.

I was asked how long I’ve been playing – a year or so. And has anything changed for me.

Yes, I would say so.

I’m still on the left side of the equation, but I have a toe on the right side.

Neither open nor ready

One year ago if I would have been introduced to Empower Network I would not have been open. For one thing I’d still be very focused and hopeful for my chocolate business.

And for another thing I would not have been ready to invest that kind of money into learning about internet marketing. I was still into free and cheap stuff – though obviously they didn’t help me at all.

And I was not open to invest in myself, in my self-development.

Last November I was. Open. Willing.

I saw a big deal, a chance and went all in.

I still have a (small) negative cashflow but comparing to what I’ve invested before and got out (nothing), at least I broke even with Empower Network. From now on all profit 🙂

But more importantly. I know everybody getting into this deal. Everybody being open to invest in themselves. Will succeed. It may take 90 days. It may take a year. But during that time, everybody – who wants – can learn so much. Nobody can take those skills away.

Can you learn from the Cashflow game?

In my opinion: yes! Maybe here in Switzerland you need more than $5’000 down to buy a house. Maybe to invest in shares you need a lot more knowledge. But the important thing is to see a deal. To see the potential. Of the deal. And of yourself.

Do you see the potential yet in yourself? Then come join this fast growing team of empowering networkers.

I’ll see you on top of the mountains!

from xarah with love

You owe it yourself to check it at least out.

How’s Business?
Jul 1st, 2011 by Xarah

marienkaeferToday somebody asked me on Skype: How is the Chocolate business comming along?

My answer was: let me put it this way: who do you know who knows what chocolate is? who do you know who likes chocolate? who do you know who eats chocolate everyday? who do you know who should not eat chocolate because of weight/diabetes/diet?

You know, in this time, when goverments are printing money out of thin air it’s very important to have a plan in place, to have passive income. You never know when you lose your job or rent goes up (we all know health insurance goes up all the time).

I don’t want to go into real estate or stock (yet). I want to help people. Therefore, my plan is to grow my chocolate business and thus offer a solution to troubled people who suffer from poor health or poor cashflow.

I just talked to my accountant and for her cashflow is the money flowing in and out of your company. For me cashflow is the extra money, left-over-money so to speak. Income minus expenses = cashflow.

And, when passive income is bigger than expenses you are home free, maybe not rich yet but you have a lot less worries. Can you imagine what your life will look like?

Let’s say your total expenses (rent or home mortage, school loan payment, car payment, insurance, credit card payment and other expenses) is $3’500 and thanks to your business (for instance Internet Marketing or Network Marketing) you have a passive income of $3’500 what will that mean to you?

If you don’t understand yet what I’m talking about, I suggest you play a Cashflow game, either in your area or online.

After reading some of Robert Kiyosaki’s books I understand the differences better. I understand recession and inflation better. And I understand it’s up to me, not my government to make sure I’m well off. I have to take care of myself and not depend on any government programs.

BTW, did you know, chocolate is recession-free? After all chocolate has its own holidays, not one, not two but THREE:

  • Valentines’ Day
  • Easter and
  • Christmas.
  • Not to mention birthdays, Weddings, Dating, Bluesdays…

So, tell me, what your life would look like if your passive income was bigger than your expenses and how you plan to get there. Looking forward to reading about your plans. And maybe we can even help each other.

xarah signature

Cashflow the game
May 13th, 2011 by Xarah

cashflow gameI played it. Yesterday. And i had so much fun, I’m gonna play it again.

And only because I left the rat race in the game – taking this as sign that this will happen to me in real life too – because I learned.

It’s a fun game. But also a bit challenging. Where do I put which number when I buy something?

Very fast I had the chance to buy a piece of land for 5’000.- but only had 2’000 cash. I got me a credit for 3’000.- and bought the land, it had a river on it and that’s always been my dream. I bought it even though it did not generate revenue or cashflow. I just wanted it.

My neighbor kept telling me it was a mistake. He got quiet when someone got the card and I was able to sell it for 150’000! SOme mistake, hu!

I also got deals to buy shares for 1.-. The first time I only bought for 1’000 and 10 seconds later thought i should have gotten more. But I got another deal again for 1.- and this time I bought 2’500.

The luck didn’t stop. Someone picked the card where i could sell those shares for 30.-. And again, my second batch of shares I could sell for 30.- per piece.

Then I bought a house that brought in cashflow, bought another piece of land. And then I bought an apartmenthouse for measly 200’000 (worth 1’200’000) which generated 11’000 cashflow and I was able to leave the rat race.

I was the first in the history of this club (which is not that long, still I AM THE FIRST WOOHOO) to leave the rat race. But because this has never happened before the game leader did not have the game rules with him and because the time would be up in 20 minutes anyway we stopped playing.

Though I would not have minded to watch the others spinning the wheel and counting my money LOL

It’s fun. Though I’m sure next time I’ll pick a less paying profession card, might not have that much dice luck, but hey, it’s a game and if I don’t dare risking anything in a game …

Now, I think I need to figure out how to figure out how much cashflow I have. Probably not that much yet, more like a trickle than a flow 😉 but then, with a bit of chocolate luck I’ll be creating more flow and eventually leave the rat race for good. Are you game?

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Cashflow in Schwerzenbach
May 13th, 2011 by Xarah

Vor ein paar Wochen habe ich das Buch “Rich Dad Poor Dad” von Robert Kiyosaki in einem Büchergestell bei einem Freund gesehen. Da ich schon mehrfach davon gehört habe, habe ich es rausgenommen und irgendwo geöffnet und eine Seite gelesen.

Oh je, der redet über Immobilien, Kauf und Verkauf! Das ist etwas, das ich nicht verstehe und ich bin sicher, der Ablauf und vieles mehr ist in Europa, Schweiz, Deutschland, etc. anders als in Amerika. Ausserdem habe ich das nötige Kleingeld nicht. Ich stellte es zurück.

Aber etwas stichelte ständig in meinem Kopf und als ich wieder etwas Zeit hatte, ging ich zurück, nahm das Buch wieder raus, setzte mich auf’s Sofa und fing von vorne an.

Und entdeckte, es geht nicht nur um Immobilien. Das Vorwort schrieb die Mitschreiberin. Sie erzählt, wie es zur Zusammenarbeit kam. Sie hat einen Sohn, der eines Tages nach Hause kam und fand, in der Schule lernt er nichts für’s Leben. Er wolle keinen Job, er wolle reich werden.

Jedenfalls ging ich am Montag in meine Buchhandlung und bestellte das Buch. Am Freitag holte ich es und bis am Sonntag Nachmittag hatte ich es durch gelesen.

Es passiert selten, dass mich ein “Sachbuch” so fesselt, dass ich nicht mal merke, dass meine Station kommt. Einmal musste ich praktisch aus dem Tram raushechten.

Diesen Montag habe ich gleich wieder von vorne angefangen (das kommt noch seltener vor). Und habe auch die Website besucht, die im Buch eingetragen war. Ne Deutsche. Dort gibt es viele Clubs, auch in Österreich, nur nicht in der Schweiz.

Moment! Ich muss nur nach rechts scrollen – wie ungewöhnlich. Dort hat es vier (4!) Clubs! Und einer ist sogar in meiner Nähe! Juhuu! Und schon bald findet ein Spiel statt. Ich habe mich sofort angemeldet. Was für ein Glück! Und was für ein Timing!

cashflow-spielCashflow das Spiel

Gestern also spielte ich zum ersten Mal das Cashflow Spiel.

Ich war die einzige Frau unter 5 Männern. Später kam noch eine Frau hinzu, die den einen Mann ablöste, der offensichtlich für sie spielte bzw. würfelte. Und dann kam noch jemand.

Ich fand es lustig, aber auch etwas anstrengend. Wenn ich was kaufte, musste ich es an 2-3 Stellen eintragen. Aber ich denke, wenn man es ein paar gespielt hat, ein paar Mal eine Immobilie oder Aktien gekauft hat, dann wird es einfacher.

Ich hatte ein wenig Glück und kaufte ein Stück Land mit Fluss (schon immer mein Traum) für 5000.-, wobei mein Nachbar sagte, das sei ein Fehler, weil es keinen Cashflow einbrachte. Ich nahm dazu einen Kredit von 3000 auf. Es war ganz am Anfang vom Spiel und ich hatte noch nicht soviel Geld, obwohl ich als Managerin mehr verdiente als der Neuankömmling, der “nur” LKW Fahrer war. Der Pilot, der mehr als doppelt soviel verdiente wie ich, kaufte nicht viel oder hatte vielleicht nicht so gute Möglichkeiten.

Ich hatte das Glück noch Aktien für 1.- zu kaufen und das 2x hintereinander und später konnte ich sie für 30.- das Stück verkaufen. Mit dem Gewinn hatte ich die Chance ergriffen, ein Haus zu kaufen, das mein Nachbar zog, aber das Geld nicht hatte. Ich gabe ihm 1’000 für die Karte. Der Kauf bescherte mir ein nettes kleines zusätzliches Einkommen.

Und das “nutzlose” Grundstück, das ich für 5000.- gekauft hatte, konnte ich für 150’000 verkaufen.

Das Spiel ist ein bisschen wie Monopoli aufgebaut. Allerdings ist der “Kreislauf” rund und kürzer. In einer Runde hat 3 Zahltage. Man kommt immer wieder auf Felder, wo man einen Deal nützen kann, aber auch Schnickschnack kaufen muss. Ich kam eigentlich immer nur auf Deals. Der LKW Fahrer musste sich eine teure Sonnenbrille kaufen und dann bekam er auch noch ein Kind. Und er schlich geradezu durch die Tretmühle, er würfelte fast nur 1er und ein paar 2er.

Mein Würfelglück war etwas besser, ich hatte viele 6er, dadurch kam ich auch öfter über den Zahltag und wenn ich einen Deal bekam, nahm ich ihn auch oft. Aber nicht immer. Also die Goldmünze habe ich gekauft, die gefiel mir 😉

Aus der Tretmühle raus

Die spielen das Spiel in Schwerzenbach nun schon seit einem Jahr oder so und noch nie hat es jemand geschafft, aus der Tretmühle rauszukommen. Und ich bin die erste! JUHUU!!

Das 1. Ziel ist nämlich, dass man die Tretmühle verlassen kann. Der Cashflow muss grösser sein, als die Ausgaben. Was ich locker schaffte:

Ausgaben 2’390.-
Cashflow 13’040.- (nachdem ich noch ein Appartementhaus für 1’200’000 gekauft hatte, was mir 11’000 Cashflow einbrachte).


Weitermachen oder alles gelernt?

Ich spiele auf jeden Fall wieder. Nicht weil ich es als erste schaffte, aus der Tretmühle rauszukommen und viel Spass hatte. Sondern weil ich denke, ich werde viel lernen und nicht immer einen Beruf mit viel Lohn oder Würfelglück haben, und dann zeigt es sich. Habe ich den Mut zu kaufen?

Werde ich im richtigen Leben Immobilien kaufen und an der Börse spielen? Wahrscheinlich nicht. Aber ich erkenne ganz klar, dass Network Marketing ein gutes Werkzeug ist, um Cashflow zu erzeugen.

Einerseits hat es fast kein Risiko, falls ich die Produkte nicht verkaufen kann, kann ich sie selber essen 😉 und andererseits kann das im Prinzip jeder machen. Wenn dann mein Cashflow gross genug und regelmässig ist, und mir ein Deal über den Weg läuft, werde ich möglicherweise zuschlagen…

So, genug gequaselt. Jetzt sehe ich mal, wie ich das gelernte auf meine Buchhaltung übertragen kann, oder ob ich einen Buchhaltungskurs besuchen muss.

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PS: Bist du aufgestellt, fröhlich, begeisterungsfähig, lernfähig, kannst du selbständig denken und arbeiten? Dann melde dich bei mir. Vielleicht habe  ich ein Angebot für dich. Und/oder komm das nächste Mal mit spielen.

PS: Zur Zeit spielen wir in Zürich-Oerlikon Cashflow.

Rich Dad Poor Dad
May 10th, 2011 by Xarah

Saw the book in the shelf of a friend two weeks ago and opened it randomly. What I read kinda scared me because real estate is not something I understand and I’m sure it’s different in my country, we are renters 😉 Investing is even worse.

I put the book away.

And picked it up again because it kept nudging me. And I started properly at the beginning and was hooked. I went to the bookstore on Monday and ordered it. Picked it up on Friday and finished reading it on Sunday. Started reading it again on Monday

What I got out of it so far:

Things like millions and billions of dollars just vanishing make suddenly sense because Robert says in his book, money is an illusion. It’s made of thin air. We can “make” money.

I also understand more about cash flow. Will real estate and investing be the real thing for me? Maybe I’ll dabble with it but first I need to create a cashflow. And in my opinion, Network Marketing is the easiest way.

Lesson 3 talks about taking care of your own business even when you have a job or especially when you have a job. Most people have not understood this yet. Their job is not secure.

I just talked to my upline with the healthy pet food (even if I don’t promote it activily anymore, I help her with her Social Media needs). She told me about a new guy in her organization. She went out with him to a potential customer who did order. He saw it works but he told her he might not continue because he got a job that pays him 6000.-.

That’s not bad but how much tax will he pay? How much will be left at the end of the month? Why does he not continue the business in his spare time? He has loads of contacts. He does not know how long he can keep the job or if the business closes. But he thinks his job is the solution, it’s secure. Network Marketing is for just “in case I don’t get the job.” We don’t get it.

And then I was thinking loud.

I spend about 100.- on cat food per month (food, goodies and litter). If I had customers worth of 2000.- I would have a cashflow of 300.- (because I’d get 400.- bonus from the company, not bad, hu?). This money I could invest in investment fonds or in advertising and increase my cash flow. Or in the chocolate. Interesting. Kinda starts my mind going, no running…

But I want to concentrate on conquering Switzerland with a product that 9 of 10 people love and 50% cannot live without. Better figure the numbers out for my chocolate LOL

Anyway. I hope I made myself clear. Probably not. Read the book 😉

Take care of your business, whether or not you have a job.

Can’t wait to play the game on Thursday. I’ll surely blog about that, too. Watch out!

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