A Toe In The I-Quadrant
Mar 19th, 2018 by Xarah

Can you have a toe in the I-Quadrant?

You know, I’ve been playing the Cashflow game for several years now, online and offline, and yet, I am not financially free yet. How come?

The other day I had a sudden thought: I was looking for a $1 deal. And I thought I had found it – several times. And while in the game, when you do get the $1 deal card, you are out of the rat race (unless you only buy a handful), it’s just a matter of time.

In real life, those “$1” deals never turned out to anything substantial ;-(

I am reading now the Cashflow Quadrant book and almost at the same time somebody shared an opportunity with me, which puts me in the B and the I Quadrant fields. Well, at least with a toe LOL

I-Quadrant Field

I’m a member of this angel investing club now. They invest in young an promising startups. I pay a small monthly fee. And I get weekly shares for free. This is my toe in the I-quadrant field.

The club also has – very smart of them – a 5 level deep affiliate plan. BTW do you know that Amazon has an affiliate plan? They do, but only 1 level deep, and the cookie is only good for 30 days. And there are thousands of other affiliates – big competition.

Anyway. Here, we not only get 5 level deep commissions every month, people also don’t leave after a couple of months because they understand the importance of the I-quadrant. And you are no competition to me if you start telling your friends about it. I actually do hope you do so 🙂

Here you have your B-quadrant field.

What else can I tell you? That’s about it. Click on the image and put your Name and Email address into the fields for more information. Watch the video. Get back to me and let’s get you started in the I-Quadrant field, too!

To your growing Cashflow days!
– Xarah

#cashflowquadrant #passiveincome

What Is A Decision?
Oct 29th, 2014 by Xarah

Today I don’t want to sell you anything or promote anything, or even teach you anything.

Today just want to share something I posted on my Facebook wall. To show you I’m a real person 🙂

turn your images on

Meetups Are Cool

A few years ago when I felt I needed to meet new people – and hopefully finding chocolate addicts (back then I was selling healthy chocolate) – I discovered A website for people to meet offline, in the real world.

On this website you can find all kinds of meetups with all kinds of topics and interests.

Being generally a shy woman, it took quit some courage to go and talk to other people.

I ended up going to this one Meetup group almost every Tuesday morning.

A woman I had met there called me today, eventually she asked me, why am I going there every Tuesday.

The answer is easy. For one, it’s not a decision to go or not to go every Monday evening or Tuesday morning anymore. That decision happened a long time ago. Same with my workout.

What Is A Decision?

Was it last year, last summer? When again my back seized up on me while working in the garden? The other times when it happened I could walk it off, this time I couldn’t. At one point I was so exhausted I wanted to sit down. Even though somebody held on to me, half way down, I had to get up again because it hurt so much.

I then made the decision to go back to the workout as soon as I could. And I did. Been going ever since.

At the beginning I went every day. Now I go 1-3 times a week. Decision is not the point, it’s more the time. I’ve made the decision once. I don’t have to do it every time now. It frees up time and energy, if you know what I mean.

With this weird and wet summer we’ve been having, when I don’t have another appointment, and the sun is shining I have to go to my garden.

Especially now. We changed into winter time (normal time) and around 4.20 pm today it started to get cold. Quickly I packed up, changed clothing and went back home. Brrrr….

I don’t remember as clearly the decision for the Tuesday Entrepreneuer Meetup though. I just need to be around other entrepreneurs once in a while, and once a week has worked out so far for me 🙂

Even though they all are in totally different fields. I think when I mention or even talk about internet marketing, blogging, social media most probably they don’t understand half of what I’m saying but too polite to say something.

No, I’m kidding. We’ve had some really awesome discussions about social media and Facebook the other week.

Once in a while I say this: you should be blogging. If not every day but at least 1-2 a week.

Quit a while ago I realized that this crowd (and it changes all the time, new folks are coming, checking the group out, some come back and some won’t) is not my target market. They are not interested in earning money online, in passive income (another term they don’t really grasp yet), in marketing online.

In fact, the other week, after the bigger discussion and the group broke up into smaller groups a guy from the other side of the group came over to me and asked me, what is passive income?

What Is Passive Income?

passive incomeShort answer: You do something right once and get paid over and over again.

For instance, you write a book and every time it gets sold you get a little bit of money. It took some effort to write the book, now it needs some marketing so people learn about it, take a look and hopefully buy.

What if there is no book inside of you, or a great song… how about helping somebody else who has created a product and promote it for them, in exchange you get a commission. That’s not passive yet. But you get the idea.

Now, imagine you have somebody who has created a product, put it into a system that does most of the selling, adds a monthly product-payment to it et voila! Here you have passive income. And you don’t even have to create a product, you don’t have to write a book.

Just drive traffic to the video.

What’s Your Target market?

Anyway. This crowd is not my target market.

They have other goals than financial freedom, time freedom, being able to “work” where ever they want. Sometimes I think even though they (and not only this crowd, others I talk to on Facebook or Skype) have their own business, are self-employed, call themselves entrepreneurs, some of them still have the mindset of an employee/slave.

Know what I mean?

And I also realized that not everybody, neither in that meetup group, nor on facebook, nor on Skype, not everybody is my target market. Maybe not even you who is reading this article.

Not everybody wants financial freedom is ready to work for it.

Not everybody wants time freedom is ready to work for it.

Not everybody puts in the time (and money) to learn how to do it.

Some people are still in their employee mindset. Have to be told what to do. And expect to get paid every month just for showing up. I guess that’s ok. For them. Not for me.

Ok, I think I’m done ranting lol

My cat wants to get fed.

It’s dark out. Soon I get fed, too 🙂

I hope you enjoyed my little description about my favorite Meetup group. I didn’t plan to go off like this, but then I figured, what the heck, right? 🙂

Send me a message on Facebook and if we are not friends yet, send a friend request along. Let me know what kind of Meetup group you belong to, or will join. Maybe you didn’t even know about this website before. it is. Have fun!


from Xarah with Love

PS: I have my own Meetup group. Cashflow Club. It’s about financial education 🙂

PPS: Leave a comment, please.

Time To Improve Your Lifestyle
May 27th, 2014 by Xarah

Now Is The Time To Improve Your Lifestyle In DenverWelcome to my entrepreneur blog. Today’s article is a bit philosophical.

I would argue that time is more precious than almost anything else in life.

Now Is The Time To Improve Your Lifestyle

How are you managing your most valuable resource?

  • Are you working full-time for a corporation that may lay you off any day?
  • Are you spending a lot of time training for a new career?
  • Are you able to take the time necessary to nurture your relationships?
  • When was the last time (there’s that word again) you spent a whole day playing?

I am Xarah Dax. I run a Direct Sales business from my Swiss home. I have been steadily building my online income-generating business since April 2009. Now that I have channels of residual income, the checks can come even if I take a three-week vacation with my family.

Sure, the money is great, but guess what I value more than the financial security? More Free Time. That’s right.

I am now living life on my own terms.

I spend several hours a week helping new team members kick-start their home businesses. I absolutely love the challenge of helping people world wide to create something unique and powerful in their life.

Other than supporting my downline, I enjoy a lot of time with my spouse and kids. A lot. I know few corporate executives who have as much free time as I do.

My business is straightforward and uncomplicated. I sell products on the internet and recruit new entrepreneurs who, in turn, create a better, less hectic lifestyle for themselves. And this is the part I really love.

If you feel like you are a hamster running non-stop in a wheel without ever getting anywhere, stop. Take some TIME to give me a call. There is a better way to live, work, and play.



CEO in T-Shirt
Apr 23rd, 2014 by Xarah

CEO and founder of FGXpress Ron Williams is interviewed by Willi Morant.

Las Vegas 2014 – CEO Ron Williams talks about what you should know about Fgxpress and why it different to what you know about normal Network Marketing Companys. Hear about the private side of life and Businesslife from Ron Williams and why singing can be so effectful. Do you want know what a CEO really does? Watch this Business Network Quickie and be surprised.

I like it when a founder walks around in a T-Shirt, makes them more real for me.

And I like it that this business is also for German speakers. Because we have a system in place that is in German and English. Finally! Something I can share with my German friends.

Want to find out more about this company and its products?

The Mailbox Business.

Here to help you succeed,

Having fun while building a business. Work from home. Xarah Dax

Having fun while building a business

The Art Of Lifestyle Construction
Nov 30th, 2013 by Xarah

The Art Of Lifestyle Construction

May I ask you a question?

  • Where would you want to live?
  • And how much would it really cost?
  • What would your dream life actually cost?

Have you ever done the calculations?

Dave Wood in this video challenged me to think about it. Not that I have not been thinking about my dream life (where to live and so on) but more, how much would it really cost me.

turn your images on
The way Dave talks in this video about the number and the dream lifesstyle I had to put some numbers into an excel sheet, you know… expenses for rent, insurance, expenses for my online business (domains, hosting, empower)… what ever I could think of – with the help of my excel booking keeping sheet 🙂

The 6 Jar System

Then I added 6 collums. The 6 Jars

FFA – Financial Freedom Account (Golden Goose, Investitionen)

LTS – Long Term Savings (for mortgage, or for founding a business)

EDU – education, courses, books

NEC – necessities, rent, insurance, and so on

PLAY – fun day(s)

GIVE – charityThe NEC jar gets 55% (the amount that I approx need per month according to my list, oh, I added more for rent because my goal is to move to a new place).

Every other jar but the GIVE jar gets 10%, the GIVE jar gets 5%.

Makes all in all 100%.

That way I was able to figure out how much money I need.

I don’t know how you want to figure out what you need for your dream life style, maybe there is an easier way? But it sure helps to have the number in front of you. I bet you gasp saying: it’s not that high a number than I thought it’d be…
Of course, I could forgo the other jars, then I need less, and eventually work on filling these jars. I got this BTW from T Harv Eker and his Millionair Mind book.

It’s an interesting number though and not as high as I thought. Not as high as I need to have my expenses covered and be able to move to that new (my dream) place.

I hope this explanation was not too complicated.

Try it though, find out your number. What do you need for your dream life?

And then upscale from there.

Do you realize what this means? Having your expenses covered?

(Dramatic pause)

It means you are infinitely rich.
Unless of course you cover your expenses with the income of a job because what happens if that job is gone?

With my numbers it means, I need 2 to 5,5 “all-ins” per month (depending on which product I pass up).

See? I don’t need a million customers. And neither do you.

My guess is with this small number of “all-ins” most people would get along nicely.

After all, a survey done by Dave Wood, shows that most people’s income goal is “only” by $5-$10K!

And as my excel calculations show, it can be done really easily with Empower Network.

I really hope this made any sense to you and helps you, or gave you some ideas. I’d love to hear from you about this topic.
Honestly, I knew it’s easy with Empower. Much easier than with anything I have done before. The pet food business I’m in, I need around 1000 customers to get to that income level!

Am I there yet? No. But I know I can and I will.

The real question is: Can you? Only if you join.

And: Will you? Only if you start, learn and do.

I figure on the way there I will learn everything I need to scale it up, scale up the income without scaling up the time investment.

For the point in having an internet business is to have more freedom.

Do you agree?

Now it’s your turn, get in here and get all-in. Then let’s talk how much you need for your Life Style Dream

And If you need to see the video again (some where in the middle the pay plan gets explained and why it makes sense to go all-in – if not now, then as soon as possible)

I’ll see you on the beaches of the world!
Decide for yourself
Nov 18th, 2013 by Xarah

Decide for yourself (after you see the truth)

If you want to….Or have been trying to….

Create a profitable and successful online
business, but haven’t been successful yet..

timetodecidebystuartmilesIt’s not your fault, here’s why.. and it’s
probably not what you think.

IT’S NOT because you’ve been following
the wrong “guru”..
Because you’re not capable of making it happen.


It’s much more simple than that – if you’re willing to
follow some simple suggestions that is.

So, the question then becomes….

Do you want to continue wasting years of
your life and countless dollars on the
next best gimmick hoping that it works?

Or, are you FINALLY READY for a ‘plug
and play’ system that’s so simple anyone can
do and will never require you to set-up, take
down, update, maintain or trouble shoot

If the latter sounds attractive, you’re probably
as much as an entrepreneur as the rest of the
Empower Network marketers.

You probably shouldn’t be wasting your time
‘setting things up’ or trying to figure out mind
numbing technical issues.

You should be marketing.

You should be making money.

You should be networking.

Good News!

You can be.

And the choice is yours.

Isn’t that nice?

==> Decide Here..


P.S. In case you haven’t heard :) We also pay
100% commissions on our product line so you
can get started and experience the benefits of
being in control and actually owning your
business, because….

…..the money goes straight to you.

Isn’t that refreshing?

Over 150,000 other people think so.

Get 100% now!

And don’t settle for less.

==> Go Here and Decide For Yourself..

Make Money Doing Nothing
Oct 25th, 2012 by Xarah

Make Money Doing Nothing

makemoneydoingnothingYou know we all got in this industry to work for a few years or more then eventually retire right?

…Make Money Doing Nothing is the Real Goal!

Or did we get in it to work forever and when we stop working our income goes away?

Well that sounds like a job to me, and I definitely don’t want to work for the rest of my life!

Watch this video on the secret to making money doing nothing!

…A couple things to keep in mind when you are building your business:

  • Pick strategies that don’t take more time when you get big!
  • Use more efficient actions each day using the technology we have! (too many people are not utilizing technology to save themselves time!)
  • Build a list, get people to watch a video, then followup and enroll them in the business! (this should be your only action you teach your team, anything else is inefficient!)


If enjoyed today’s post please ‘like & share’ this page if you want more content like this.

from xarah with love

One of my goals with this work is to take my family to the beaches of the world.
If you’re interested in achieving similar goals, just follow the instructions below.

Now, click the red button below, watch the video training and decide to get in
today if you want to go to the beaches of the world!

click here act now for your first 1000 dollar day

In the first 2 minutes you will get PROOF of how the ‘ez money method’
is one of the best ways to create an extra income from home.
Did you know that many people already are earning a huge amount of money
on a daily basis from their homes? (I’ll show you testimonials in minute 4…
you’ll love it)
By minute 7 you will know about the secret “tool” to earn 500% commissions
through protecting people from losing their weddingphotos and such.
(Hint: this will make a lot of people stop worrying!)

xarah art

Xarah Dax
Skype: sarnetwork
Facebook: xarah.dax

P.S. Begin your 1000 dollar paydays by clicking this link right here: The Easy Way Is Here!

If you enjoyed this article about making money for nothing please comment below, share and retweet. Thank you!

Welcome To My Home-Based Business Blog
May 8th, 2012 by Xarah

Welcome To My Zurich Home-Based Business Blog

Hello. Welcome to the home based business blog. This site contains articles about home based businesses and other self-employment opportunities. We cover a broad range of topics including:

  • The best home based businesses
  • Advice for first time business owners
  • How to use technology to advertise your home based business
  • Expanding your network in Zurich, Switzerland
  • SEO tips for your online business
  • Managing your online store
  • Quality customer service

Hundreds of entrepreneurs have home businesses of all sizes. They range from one man or woman shops to large organizations with dozens of employees or independent contractors.

If you are a home based business owner, we invite you to visit us often. If you would like to learn about the Empower Network opportunity, contact me today. You can email me at or call me to set up a meeting.

from xarah with love

Cashflow Game April 12
Apr 13th, 2012 by Xarah

I play Cashflow – do you?

But first I tell you about my day

Yesterday was a full pump day

I got up early. Jumped a half an hour on the Trampoline and listened to an audio with Dave Wood and Mark Call. Had a shower. Fed the cats.

And then to my office. It took me from the kitchen to my office about… 10 seconds…

I had some work to do for my day job, did some Facebook and other kind of marketing, generating leads.

In the afternoon I went to the gym and listened to an audio with Dave Wood and Justin. When I’m alone at the gym I unplug the music stick because I rather work out at my pace instead of the one from the music and I got into sweating. It’s like I forget where I am, just listen. Think. And work out.

Still pumped

Got home and usually I’m tired when I reach the 5th floor and collapse on the bed, not this time. Still pumped, could be from me drinking Xe energy drink during the work out.

Anyway, back to do some house hold (starting a machine of laundry) and again 10 seconds to walk to my office.

Why am I not getting tired?

A couple of hours later I left the house again to go a Cashflow game. Even though it’s Thursday and usually my choir day but once a month I take the time off now and do some education 😉 BTW you can play the Cashflow game online, too.

Everybody else is tired

The train was full, almost every seat was taken and a lot of people standing. And I thought, boy am I glad I don’t have to do that every day!

Finally, playing the Cashflow Game

What happened during the game

cashflow gameThe very first card I drew was to buy shares for $1.- and because I was a manager with a nice pay day – and big expenses… expensive kids, too … I bought 1’500 shares from my cash.

Guess what, those shares showed up once for only $10 and I figured, hm, those shares might just go up a bit more and didn’t sell. And they didn’t go up again LOL

Other shares showed up, once we had 3 cards in a row, the same shares! First $20 then $30 and then $50! Of course we all said: don’t buy for $20! So she didn’t and was about to bite into the table because those shares went up and up and up.

Like in real life LOL

Anyway, I soon got the opportunity to buy a 2 bed room house for $0 down but with a negative cashflow of $100. I figured I could fix it up, like this 14 year old did, and eventually sell it for a nice profit.

A little while later I bought another one of those for $3’000 down and a positive cashflow of $100.

Equals now $0 passive income 🙂

I knew – and hoped – eventually the market would pick up and sure enough I was able to sell both for $100’000. Though I had to be rather patient.

All in all a pay out of $103’000. Not bad, hu?

Keep your eyes open

All I needed now is to keep my eyes open for a lucrative opportunity and jump on it.

By then I had a passive income of $0 (still or again) and total expenses of $3’170. Pretty high and almost impossible to get out of.

Next opportunity for a deal I took a big deal. And big it was.

The big deal was a appartment house with 24 units. I had to put $75’000 down – which I had on hand. And it got me a passive income of $3’400.

Can you do the math?

I instantly saw I left the rat race!

I got lucky. It could have been a deal than only brought in $300 or $800. And I would have need a handful of those deals. But yes, sometimes luck plays a role.

But because I invested and “paid” every month for along time until the second deal showed up a $100 every month. But I was ready to invest. Which I know a lot of people aren’t. Not only in real life, also in the game. And then I had enough cash on hand to be able to realize my jump out of the rat race.

Be at the right place at the right time – and realize it. You know, when lucks knocks at your door, be at home and open it!

Infinitetly rich

If you have more passive income (which does not contain your income from your job) than expenses, you are infintely rich. Can you see that? This is not only true in the game, it’s true in real life. Have you figured out what your monthly expenses are?

Now you know, how big your monthly passive income has to be.

Of course, a sensible person would increase their passive income first before increasing their expenses 🙂

Leaving the rat race in the Cashflow game

Anyway, I left the rat race, went onto the fast track. Bought a gold mine which turned out to be empty after all. Didn’t have money to go into the oil deal but bought a couple of businesses.

Then I had the chance to get into a TV commercial deal which I took and it was so successful that I added $50’000 extra cashflow – which is part of the goal.

Either add an extra $50’000 to your cashflow or buy your dream.

We let the others keep on playing for the practise.

Just before we had to stop the game because of the time and the restaurant closing, the lady with those shares that kept going up, was able to leave the rat race because I saw she had a bank credit that she could partiatly pay back and that made her expenses go down and that made her passive income higher than her expenses. Not by much but by enough 🙂

I think that alone made her learn a lot. It was like an eye opener.

The other guy had the money to buy something and all he needed was an extra $41 passive income but I looked into the magic glas ball and saw the next 3-4 cards were only shares and none of them he had. No passive income for him.

I moved the magic ball around a bit, shook it and woohoo a deal that would have gotten him out came up.

We had a lot of fun!

What I have learned and wittnessed so far is that often people with high paying jobs hardly ever get out of the rat race but the people with the low paying jobs usually leave the rat race even though at the beginning they think they have no chance…. I got out this time with a high paying job.

So, it is possible. No matter where you are at.

You need luck and be open to see opportunities.

I was asked how long I’ve been playing – a year or so. And has anything changed for me.

Yes, I would say so.

I’m still on the left side of the equation, but I have a toe on the right side.

Neither open nor ready

One year ago if I would have been introduced to Empower Network I would not have been open. For one thing I’d still be very focused and hopeful for my chocolate business.

And for another thing I would not have been ready to invest that kind of money into learning about internet marketing. I was still into free and cheap stuff – though obviously they didn’t help me at all.

And I was not open to invest in myself, in my self-development.

Last November I was. Open. Willing.

I saw a big deal, a chance and went all in.

I still have a (small) negative cashflow but comparing to what I’ve invested before and got out (nothing), at least I broke even with Empower Network. From now on all profit 🙂

But more importantly. I know everybody getting into this deal. Everybody being open to invest in themselves. Will succeed. It may take 90 days. It may take a year. But during that time, everybody – who wants – can learn so much. Nobody can take those skills away.

Can you learn from the Cashflow game?

In my opinion: yes! Maybe here in Switzerland you need more than $5’000 down to buy a house. Maybe to invest in shares you need a lot more knowledge. But the important thing is to see a deal. To see the potential. Of the deal. And of yourself.

Do you see the potential yet in yourself? Then come join this fast growing team of empowering networkers.

I’ll see you on top of the mountains!

from xarah with love

You owe it yourself to check it at least out.

Mystical Magical Key To Success
Feb 11th, 2012 by Xarah

How to create Viral Sustainability and

have your content shared everywhere by others.

Get more readers….
Get more shares….
Get more leads….
Get more sales….

People will love you

They will share your stuff… naturally

If you blog it, they will come.

Get thousands of eyeballs glued to your blog with the

Mystical Magical Key…

bootcamp-day3watch this informative and fun video now!

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