No Business Owner
Oct 31st, 2014 by Xarah

Are you a business owner if you are a network marketer?

Looking at the Cashflow Quadrant, me and probably you too, thought we were business owners.

I try to explain in this video why we are not business owners, why we are not in the B quadrant.

But then we can still create and earn passive income. Right? Watch the video now

Not being in the B-Quadrant but having access to a system that I don’t have to create and work on it, all I and we all have to do is share it with others. Which I do with you now:

start living your dream

And earn cash and passive income :-)



Facebook Fraud?
Oct 31st, 2014 by Xarah

Buying Likes For Facebook Fanpages

Does it make sense?

Do you have a facebook fanpage/page and wondered why you got so little engement even though you have several hundred likers?

This video explains why and you might start considering closing your fan pages or at least stop paying for ads and stop boosting posts after watching this:

Buying ads and courses

I had bought a course for over $300 and learned that you have to post at least 2 times a day in order for your posts to get more visibility.

And I have been diligently posting at least 2 times a day, mostly more often. I use IFTTT with Feedly and Buffer. That way I have a good and interesting mix of content, and not just mine.

Xarah’s Empower Fanpage


As you can see I have 256 likes so fare. I never paid for likes. I did boost a couple of posts.

One of the more recent posts has reached 7 people. But I liked it myself (not as a page) and from another page of mine. 7 people! The same with another one.

But then, other posts where I did the same don’t even show it reached anybody.

Mostly I reach 1-3 people.

No Likes.

No Comments.

It’s frustrating.

Fanpage #2


This one has 109 likes and also, no engagement.

2-7 people reached.

I am considering now to close both pages. Why should I keep spending time sharing content if nobody cares?

Instead spending more time on my other fanpage which does get engagement.

And it’s more fun, too. So I am considering closing them, too. Not sure yet.

How to get more Engagement

BTW, if you go to the fanpage the guy in the video created just as a test, the virtual cat one, now he gets engagement! Likes, comments, shares. Wow!

What can we learn from this?

Let me know, either in the comment box below or find me on Facebook.

from Xarah with Love

What Is A Decision?
Oct 29th, 2014 by Xarah

Today I don’t want to sell you anything or promote anything, or even teach you anything.

Today just want to share something I posted on my Facebook wall. To show you I’m a real person :-)

turn your images on

Meetups Are Cool

A few years ago when I felt I needed to meet new people – and hopefully finding chocolate addicts (back then I was selling healthy chocolate) – I discovered A website for people to meet offline, in the real world.

On this website you can find all kinds of meetups with all kinds of topics and interests.

Being generally a shy woman, it took quit some courage to go and talk to other people.

I ended up going to this one Meetup group almost every Tuesday morning.

A woman I had met there called me today, eventually she asked me, why am I going there every Tuesday.

The answer is easy. For one, it’s not a decision to go or not to go every Monday evening or Tuesday morning anymore. That decision happened a long time ago. Same with my workout.

What Is A Decision?

Was it last year, last summer? When again my back seized up on me while working in the garden? The other times when it happened I could walk it off, this time I couldn’t. At one point I was so exhausted I wanted to sit down. Even though somebody held on to me, half way down, I had to get up again because it hurt so much.

I then made the decision to go back to the workout as soon as I could. And I did. Been going ever since.

At the beginning I went every day. Now I go 1-3 times a week. Decision is not the point, it’s more the time. I’ve made the decision once. I don’t have to do it every time now. It frees up time and energy, if you know what I mean.

With this weird and wet summer we’ve been having, when I don’t have another appointment, and the sun is shining I have to go to my garden.

Especially now. We changed into winter time (normal time) and around 4.20 pm today it started to get cold. Quickly I packed up, changed clothing and went back home. Brrrr….

I don’t remember as clearly the decision for the Tuesday Entrepreneuer Meetup though. I just need to be around other entrepreneurs once in a while, and once a week has worked out so far for me :-)

Even though they all are in totally different fields. I think when I mention or even talk about internet marketing, blogging, social media most probably they don’t understand half of what I’m saying but too polite to say something.

No, I’m kidding. We’ve had some really awesome discussions about social media and Facebook the other week.

Once in a while I say this: you should be blogging. If not every day but at least 1-2 a week.

Quit a while ago I realized that this crowd (and it changes all the time, new folks are coming, checking the group out, some come back and some won’t) is not my target market. They are not interested in earning money online, in passive income (another term they don’t really grasp yet), in marketing online.

In fact, the other week, after the bigger discussion and the group broke up into smaller groups a guy from the other side of the group came over to me and asked me, what is passive income?

What Is Passive Income?

passive incomeShort answer: You do something right once and get paid over and over again.

For instance, you write a book and every time it gets sold you get a little bit of money. It took some effort to write the book, now it needs some marketing so people learn about it, take a look and hopefully buy.

What if there is no book inside of you, or a great song… how about helping somebody else who has created a product and promote it for them, in exchange you get a commission. That’s not passive yet. But you get the idea.

Now, imagine you have somebody who has created a product, put it into a system that does most of the selling, adds a monthly product-payment to it et voila! Here you have passive income. And you don’t even have to create a product, you don’t have to write a book.

Just drive traffic to the video.

What’s Your Target market?

Anyway. This crowd is not my target market.

They have other goals than financial freedom, time freedom, being able to “work” where ever they want. Sometimes I think even though they (and not only this crowd, others I talk to on Facebook or Skype) have their own business, are self-employed, call themselves entrepreneurs, some of them still have the mindset of an employee/slave.

Know what I mean?

And I also realized that not everybody, neither in that meetup group, nor on facebook, nor on Skype, not everybody is my target market. Maybe not even you who is reading this article.

Not everybody wants financial freedom is ready to work for it.

Not everybody wants time freedom is ready to work for it.

Not everybody puts in the time (and money) to learn how to do it.

Some people are still in their employee mindset. Have to be told what to do. And expect to get paid every month just for showing up. I guess that’s ok. For them. Not for me.

Ok, I think I’m done ranting lol

My cat wants to get fed.

It’s dark out. Soon I get fed, too :-)

I hope you enjoyed my little description about my favorite Meetup group. I didn’t plan to go off like this, but then I figured, what the heck, right? :-)

Send me a message on Facebook and if we are not friends yet, send a friend request along. Let me know what kind of Meetup group you belong to, or will join. Maybe you didn’t even know about this website before. it is. Have fun!


from Xarah with Love

PS: I have my own Meetup group. Cashflow Club. It’s about financial education :-)

PPS: Leave a comment, please.

Babyboomers Extra Income
Oct 24th, 2014 by Xarah

Babyboomers looking for extra income

Are you a babyboomer?

I’m a young babyboomer and not really expecting the government to pay for my retirement.

There will be money there for all of us – but the question is: how much?!

I have another more than 10 years of “working” years until my official retirement. And I rather want
to use that time to build my own income than trust the government to look out for me because they

Truthfully, we have to do it all ourselves!

I found something that only helps me, it helps thousands of people. The internet is so biiig, it’s

You want to start building your own income now, no matter how old you are or how many
years are left to your retirement – or if you are already retired. Click here and watch the video now.

Babyboomers want extra income!

babyboomer looking for extra income


Are you minding your own business?
Oct 21st, 2014 by Xarah

robert kiyosaki cashflow 101 financial educaiton

It’s Easy To Be Rich

Cashflow 101 – Rich Dad Poor Dad.

Financial education is important. Find a Cashflowclub in your city! The more you play this game, the richer you become!

Are you minding your own business?

Or are you making somebody else rich?

Business is one of my favorite way to create cashflow and passive income.

Take a look at my vehicle to leave the rat race. It’s awesome because it’s mobile.

Mobile means, you can take your business any where you live. You can do it even
on a laptop anywhere you are.

Check it out: and watch the video

Subscribe to my blog for more financial education information.

I’ll see you on the other side.

from Xarah with Love

Marketing System
Oct 20th, 2014 by Xarah

Why I Chose The iPAS2 Marketing System (My Secret Weapon) To Help Build My Business!

Well if you’ve been in the internet marketing game for at least the last 3 years or so like me, then you know “systems” and “tools” to help one promote their business show up in the scene every 15 min..

And before you can even cough, they are gone, and/or the excitement behind them is lost and are no longer effective.

When I started getting the iPas2 emails I didn’t pay much attention because I was busy with another system. Until one day, I decided to take a closer look at this iPas2 marketing system.

There is so much garbage out there, it’s mind boggling!

Is iPas2 different?

Let me say this:

Chris Jones


He’s a man I started to respect, it started with him using an Apple computer ;-) but it didn’t stop there. The more I learn about this guy the more respect I have.

I had ignored this marketing system called iPas2 for the longest time and now I wonder why I did that?

  • my upline started using it
  • my friends in other groups started using this
  • I noticed the top leaders started using this

And I just couldn’t stand NOT knowing all the details of what seemed to be so great about iPAS2.

So I decided the other week to take the time to look at it, and give it a fair shot.

To measure it on its own merits and its merits alone.


So I got me a signup link, took the $7 trial (what harm could that do, right?) and go through the process that my prospects would go through IF…IF I decided to go full steam ahead with it.

I was absolutely blown away with what I began to experience.

1st: The video on the landing page of the system is authentic.  It’s real and there’s no hype.  It’s just the story of why Chris created iPAS2 and how it’s helped others who began using it in the initial iPAS launch phase.

The cool thing was that I could watch that entire video without having to put in my email address first.  Something you don’t see very often in my world!

From there I could decide whether there was enough compelling information shared that resonated with me before giving my email and moving to the next step.

2nd: I entered my email address and began watching another video that talked more about the system, how it worked, what it was created to do, and how it was going to help me and others.  The testimonials that some of the successful people provided were heartfelt… and wow, they were actually making some money with it!

The video went on to offer me an opportunity to “TRY IT OUT’ for myself..with no obligation and no commitment.

Now I don’t know about you, but when I come across NO-RISK offers like that, where I am actually interested in learning and seeing more… it’s a no-brainer to take advantage of it.

And just to be clear, to “TRY IT OUT” wasn’t free, but it was doggone close..

A whopping $7 to get on the inside of the iPAS2 Marketing System and test it out first!

So I couldn’t resist..

3rd: I paid the $7 because I just had to know more!

I loved the way I was being sold on this felt good..and I believed that those speaking on the video wee telling the truth.

So I bought!  (I love to buy stuff…don’t you?!!)


4th: Once that purchase was complete, they gave me another opportunity to obtain a training product at a low cost… and I bought that too, for like $97 I think… can’t remember… but it was something inexpensive like that.

5th: From there, I entered into the training aspect of the iPAS2 and that is really where the gold was shining.


I watched every video… every last one…

As the system was broken down even further.

They showed me the current internet marketing model MOST people are taught and why it doesn’t work…

Then they showed me the model that only a select few marketers know about and use and why that one rakes in millions of dollars for those who use it instead.

Chris talked about how profit maximizers accounted for 60% of his total income and went into detail on what those were and how to align with some of the most profitable ones in the marketplace today.

They went over the pay plans and made it very clear how to use iPAS2 with the profit maximizers to earn an income that could change one’s LIFE!!

I mean after all of that, I was IN… I was SO IN!!!

So I decided at that moment to fully commit to iPAS2 and to openly endorse my alignment with and usage of this awesome “new age” funded proposal that would put money into my pockets in a way I had never put it in there before, and I was excited about that!!

I proceeded to setup my account, link up my autoresponder, get my profit maximizers and turn on the traffic switch! (they give some GREAT traffic sources as a bonus in there as well!)

As a Black Card member (you’ll learn more about that as you go), I now have coaches working on my behalf to assist my members with setting up their game plans, answering their questions and being that hand-to-hand coach so I could focus on doing the one thing any of us get paid for…

Producing more results!


Listen, I don’t endorse much.

I don’t advise my team to sign up for every little thing that pops up.

Hell, I don’t even want to know about the stuff out there distracting people most of the time… It’s so distracting.

Yet iPAS2 is different.

It is a TRUE system, one that is automated, one that will systematically do the selling and telling of what it is FOR you… so all you have to do is get eyeballs on that very first video.

And the cool thing is that once you’re a member, you even have training that SHOWS you HOW to get those eyeballs on the video!!

It doesn’t get much better than that.

So all in all, I am proud to say the iPAS2 Marketing System rocks and is in my book the best frikken model out there for network marketers (designed by network marketers) to succeed online.

No longer is it a daunting task..

With iPAS2, once you take the time to go through the information and get educated, you can just go!

And when you can get into your car, turn on the ignition, back out of the driveway and JUST GO, with no obstruction… it’s the best feeling ever!

So if you are craving for something to help you make more money in an online business, something that is truly automated, something that trains you, educates you and PAYS you..


It’s sure not to disappoint you and your team!

Thank you Chris and Mark and the iPAS2 team for creating this for marketers like me.

I look forward to reaching the rest of the world by sharing my vision and passion with the help of iPAS2!!

Just go try it out for yourself… and get off this page now!!

You’ve got nothing to lose…


To your massive success,



Momentum – Add-on – Review
Oct 17th, 2014 by Xarah

chrome addon momentum

This is a Cool Add-on

Momentum for Chrome

Momentum is an add-on for Chrome, of course free.

Every morning when you open Chrome you will see a new photo. A beautiful landscape.

The first time you type in your name.

And every day, the first time you open Chrome, you type in the goal for today, or what you want to focus on today.

Every time you open a new tab or window, you will see that photo, your name, and your goal for the day.

In the bottom right corner you have a „Todo“ button. There you can add some to-dos for the day.

In the top right corner you see the weather and temperature.

This is really a cool and fun plugin. Thank you Debbie for sharing this with us.

It helps me to think for a minute about my today’s goal :-)

My name is Xarah and I work from home. I help people to create a monthly passive income.

Find me on Facebook, and leave a comment on how you like this cool addon called Momentum.

from Xarah with Love


PS: Please leave a comment below. Thank you.start living your dream


How Do I Get Financially Educated?
Oct 13th, 2014 by Xarah

financial education cashflow richdad

How do You get Financially Educated?

Certainly not in school. It’s up to you to educate yourself.

Good news though, it’s rather easy when you start playing the boardgame Cashflow in a Cashflow club.

The first time I played the Cashflow game I was the first in this club to leave the rat race and I did it fast, too.

This is how I did it:

Very fast I had the chance to buy a piece of land for 5’000.- but only had 2’000 cash. I got me a credit for 3’000.- and bought the land, it had a river on it and that’s always been my dream. I bought it even though it did not generate revenue or cashflow. I just wanted it.

My neighbor kept telling me it was a mistake. He got quiet though when someone the market card and I was able to sell it for 150’000! Some mistake, hu?

I also got deals to buy shares for 1.-. The first time I only bought for 1’000 and 10 seconds later thought i should have gotten more. But I got another deal again for 1.- and this time I bought 2’500.

The luck didn’t stop. Someone picked the card where i could sell those shares for 30.-. And again, my second batch of shares I could sell for 30.- per piece.

Then I bought a house that brought in cashflow, and bought another piece of land. And then I bought an apartmenthouse for measly 200’000 (worth 1’200’000) which generated 11’000 cashflow and I was able to leave the rat race.

And as far as I remember I did all that in the first round and some of it while being „unemployed“ in the game.

Of course I had a lot of dice luck. The last time my co-club-leader had no luck. He never had one chance to buy anything, not even buy from somebody else. It happens also in real life. No luck, but don’t you never give up. Keep your eyes open. Or go here now.

What I have learned from playing the Cashflow game

I’ve been playing this game now over 3 years now, often twice a month. And only recently really grasped the numbers and all.

Only recently I started understanding how important financial education for all of us is.

About half a year ago I met a guy at a 2-day event. On day 2 he told me he had made over a million in the network marketing industry. I was impressed. Here I am, talking to a millionaire – BUT – on day 1 I suddenly remember he had told me he had over 50’000.- debt.

Don’t know about you but for me it didn’t add up.

Of course I asked him what happened to all the money. He shrugged. Spent it all. Traveling. Divorce (that’s where most of his debt comes from he says). Obviously he didn’t invest it, save some of it, paid himself first.

I believe we who are in a business like network marketing or internet marketing, where money can come fast, quickly and a lot we simply need to educate ourselves, we need to be financially educated.

How do you get financially educated?

I can suggest the following:

  • T Harv Eker. Millionaire Mind. He suggests to create 5 or 6 jars where you divide you money in. And his crew goes on tour. If they are ever in any kind of near area of you, go. It’s worth it!
  • Robert Kiyosaki. Rich Dad Poor Dad. Cashflow Quadrant. He teaches to pay yourself first. Which means, put part of your income (job or business) away, for investing, for saving, for emergency, all in different accounts. I only recently understood „pay yourself first“.
  • Play the Cashflow game. Look at or google it or  World Wide Cashflow Club Website.
  • Subscribe to my blog and learn along side with me.

My name is Xarah and I believe we all need to get financially educated. And we  need a vehicle to start building passive income, increase our cashflow.

What would you do with an extra $5000? $10’000? $30’000?

I understand that some people get scared thinking of $30’000 every month. What to do with all that money? What about taxes??

If you are financially educated you will know what to do with the money:

  • pay yourself first
  • split your income into different jars/accounts
  • invest
  • live the lifestyle you can now dream about

I’ll see you on the next page.

from Xarah with Love

PS: Subscribe to my blog here
PPS: Check out my vehicle to leave the rat race, a franchise-style digital business opportunity.
PPPS: Remember to have fun today. And to leave me a comment below.

start living your dream

Cashflow Game October 9
Oct 10th, 2014 by Xarah

Its’ Cashflow Game Night!

Last night we had 5 players. Probably the biggest group we’ve had in a couple of years.

Because they were mostly beginners…

– 3 have played once before and one of them has played the first and only time 3-4 years ago.
– 2 have not played before and one of them has not even read any of Robert Kiyosaki’s books yet and didn’t really know what this was about.

Quickly my Cashflow club partner Roland and I decided to open another bank, or a branch of the main bank :-) just like in real life, right?

Roland was on the top of the table and I was on the other end.

That way we could help everybody better.

The Slow Way or the Fast Way

We could have done it two ways.

The slow way or the fast way.

The Slow Way
One bank. One helper when filling out the booking keeping sheets. Letting them take the time to decide whether they want to buy a deal or sell an asset.

Pro: everybody could learn from the other
Con: it was too loud in the restaurant for the person farthest away to understand everything

The Fast Way
While one was filling out the sheet after making a decision the next person got to throw the dice because one of the bankers could check and help. Because the auditors were new too and didn’t really know what to look for or to look at.

Con: they can’t learn from the others
Pro: the game was faster and it was their turn to throw the dice and get the chance for a deal more often.


About one minute before the alarm sounded for us to let us know to stop the game (Restaurant wants to close at some time), or we would keep on playing until everybody has left the rat race….

…Dominique had several great deals in a row and was able to leave the rat race.

Too bad he could not enjoy the life in the fast track because the time was up.

He was more than surprised because he really didn’t understand how it happened. But that’s ok. He can come play again and eventually he’ll understand.

How To Leave The Rat Race

Work on your own business even as an employee until you have more passive income from your business, your investments than your expenses.

This is my strategy to leave the rat race. It not only provides passive income it also provides cash, as in up to $3000 per “sale”.

I put the word sale in “quotation marks” because I don’t activly have to sell. I can but I don’t have to. All I have to do is send eyeballs (traffic) to one of the several capture pages. Pages where people can get more information, or will see a video with more information.

The video will not explain everything, that’s not possible. But enough to make people wanting it, or curious, or get their hopes up.

For me, the first time I saw one of those videos, it was like: I want to have fun again. I want to live again.

And I found it with this system, this digital franchise-style business.

Take a look here. See if this is something you want to have in your arsenal to help you leave the rat race asap.

I’ll be there, waiting for you. Lets do it together. Let’s lock arms and fight the forces of evil that try to keep us in the rat race!


The American Dream
Oct 9th, 2014 by Xarah


The American Dream — An Important Education On Money

Why is it important to know about this? Why is it important to be educated about money?

Because the rich get richer and the poor get poorer. This video explains why and how.

The question is, do you have to become poorer? And if you become rich does that have to on the backs of
others? I don’t think so.

In the business I am part there are lots of people who had been broke, homeless, about to loose their home,
addicted to drugs, alcoholics – and blind and deaf people – who rose up. They are earning enough to have left
the poor side of life, some even become millionaires. And they all contribute to good causes. And they have
done that by learning and teaching.

If you are like me, you want to live a decent life, with enough money for your dreams and lifestyle, and giving
to charities, giving back to your community…

… without exploiting others like it is shown in this video. Makes me wonder if these few greedy men would
come to their senses wouldn’t we have all a better life on this earth?

Wouldn’t we all,  humans, animals, plants, oceans, rivers, creaks, lakes be happier, the earth healthier?

Well, here it is. What is money? How does it work? Why is it stupid to save money (I’d rather earn passive
income every month
that I can spend then saving it and have it wiped out.

We still need money though to pay our bills. But instead of having to get credit (unless it’s “good” credit
according to Robert Kiyosaki’ financial education videos) why not have an income that is not based on a job?

How about a passive income? You keep building your business and you keep getting more. Pay off all your
debt, invest where the rich invest and beat the banks so to speak. It’s all about eductation.

I intend to share more about money and financial education because I think it’s important.

1. Subscribe to my blog. After Google reader died I have been looking for a new RSS feed source. And found it a
couple of days ago: Feedly. Free and easy to use service.

2. Write your thoughts below in the comments

3. Become part of my team. I want to have 1 millions friends who have become financially free and financially
educated. You are welcome to be part of this vision here.

See you on the bright side of life.

from Xarah with Love

start living your dream


»  Substance:WordPress   »  Style:Ahren Ahimsa